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Diana Olick. Just a Few Questions. Ma’am
You’re a housing reporter. Ma’am. You know how it is, canada goose for skiing . People listen to you. Lots of people listen.

Don’t reporters report facts buy discount canada goose garantie . Ma’am. Just the facts. So discount canada goose garantie . you won’t mind if I ask you a few questions discount canada goose garantie discount .

I won’t take much of your time discount canada goose garantie .

Twice this week you made the statement on CNBC that Mortgage lending standards are too strict. We’ve heard that opinion before. We’re familiar with that claim. I’m just here to investigate a bit further, cheap canada goose toddler snowsuit . You won’t mind. I hope Ma’am. Like I said. I won’t need much of your time. I’ll be brief.

Right now in the United States what a person needs as core requirements to buy a home is, canada goose store locator new york store .

These are the simple facts. They are not strict guidelines buy discount canada goose garantie . They make common sense. And. interest rates on mortgages have been at historic lows for over two years. But still we don’t have enough qualified homebuyers meeting these guidelines to absorb the true current inventory.

What do you make of that. I will tell you what I make of it discount canada goose garantie . We are still trying to work through the trouble too many exotic loans that lax standards brought discount canada goose garantie 2015 .

Here’s another thing. If it was up to me. I would raise the FHA down payment requirement to 7. 5% and the FICO requirement to 660 to inject discipline into the housing market. FHA was not designed to be the primary loan for Americans to purchase homes. FHA capital reserve ratio is horrid canada goose jacken new york on sale . Do you know what that means. Ma’am bobcat hoody canada goose womens jackets sales . I’ll tell you what it means. It means if we have another recession in the next five years. you can kiss the 3. 5% down payment goodbye because FHA will be in big financial trouble.

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As you can imagine. I believe the Lending standards are just fine the way they are discount canada goose mittens toronto . Yes. the lending process is horrid as I deal with crazy conditions from lenders every day. However. to change the core requirements just to get more home buyers into the market is very distributing in my view discount canada goose garantie .




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